100 Year Insurance Agency with Seller Financing Available

Listing Number: 86715-266231

Listing Details

100 Year Insurance Agency with Seller Financing Available
Price: --
Location: Alabama
  • Down Payment: --
  • Sales: $2,725,562
  • Seller's Discretionary Earnings: $554,100
  • Inventory: $0
  • Furniture, Fixtures, and Equipment: $90,313
  • Rent: $2,500
  • Employees: 6
  • Year Established: 1962
  • Reason for Selling: Retirement

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For More Information About This Listing
Earnest Ceasar

Business Description

100 Year Insurance Agency, $544K Cash Flow, Seller Financing Available Location: Central Alabama (Confidential)

Asking Price: RFP
Cash Flow (SDE): $544,000
Gross Revenue: $2,840,000
Book of Business: $8 million to $10 million
Established: 100 years in business

Description:
This well established, independent property and casualty insurance agency has served Central Alabama for 100 years, generating strong recurring revenue from a loyal, renewal driven book of business valued between $8 million and $10 million. The mix runs approximately 60 percent commercial and 40 percent personal lines, and client retention holds consistently in the mid 80 percent range.

The agency holds active appointments with more than 30 carriers, several spanning multiple decades, and operates from two locations with an experienced team already in place. Revenue and cash flow have both grown steadily over the past three years.

Ownership is willing to remain through a transition period and finance a meaningful portion of the purchase price for a qualified buyer, offering a rare chance to acquire an established book of business with clear room to grow through additional producers and deeper carrier penetration.

Serious, qualified buyers may request a confidentiality agreement to receive the company name and complete financial package.