Own a Profitable Check Cashing Business for $125k Down

Listing Number: 6853-343823

Listing Details

Own a Profitable Check Cashing Business for $125k Down
Price: $225,000
Location: Suffolk County, New York
  • Down Payment: $125,000
  • Sales: $270,117
  • Seller's Discretionary Earnings: $51,454
  • Inventory: $0
  • Furniture, Fixtures, and Equipment: $5,000
  • Rent: $3,400
  • Employees: 2
  • Year Established: 1996
  • Reason for Selling: Retirement

Interested in learning more about this business?

Fill out the form below to gain access to additional information.

Privacy Policy

We are committed to safeguarding the privacy of our website visitors and service users. By checking the opt-in box, you agree to Transworld Business Advisors' Privacy Policy and allow business use of your provided data. Message and Data Rates may apply. Message frequency may vary. You can STOP messaging by sending STOP and get more help by sending HELP. Our full privacy policy can be found here: www.tworld.com/trust

Business Listed By
Michelle Fernandez

Business Description


A rare opportunity to step into a proven, cash-flowing business without needing to come in all cash. The seller is motivated and willing to finance  the balance, making this one of the most accessible deals you'll find in Suffolk County.
This established check cashing and financial services operation sits in a prime, high-traffic shopping plaza on Long Island, the kind of corner location that draws consistent daily foot traffic whether the economy is booming or tightening. In fact, when banks pull back and credit dries up, businesses like this one get busier. Recession-resistant isn't a buzzword here, it's the model!
What you're buying is already working. A loyal, repeat customer base. Steady daily transaction volume. No trends to chase, no seasons to weather, no stock market to watch. Just a community staple that people in the neighborhood rely on.
The seller is committed to making sure you hit the ground running, offering hands-on transition training for a smooth handoff. Whether you're looking to owner-operate for immediate income or add a dependable cash-flowing asset to your investment portfolio, this business is ready to perform from day one.
Opportunities like this don't last.