High-Margin and Location-Independent Prize Indemnity Agency
Listing Number: 7301-534753
Listing Details
High-Margin and Location-Independent Prize Indemnity Agency
Price: $2,600,000
Location: Florida
- Down Payment: $2,600,000
- Sales: $888,000
- Seller's Discretionary Earnings: $572,000
- Inventory: $0
- Furniture, Fixtures, and Equipment: $10,000
- Employees: 2
- Year Established: 2017
- Reason for Selling: Retirement
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Business Description
An exceptional opportunity to acquire a highly profitable, turn-key 9-year-old, B2B specialty insurance and promotional risk management firm. Operating as an elite niche producer, the business provides a vital financial backstop for corporate marketing directors, charity tournament coordinators, and over 1,000 active national clients (mostly auto dealerships), seeking coverage for high-value promotional contests (such as hole-in-one challenges and million-dollar shootouts). The revenue model is incredibly secure and insulated from concentration risk, driven by a reliable commission pipeline brokered through multi-billion-dollar international underwriting carriers, alongside a proven framework for highly lucrative selective self-underwriting.
Boasting an ultra-low overhead structure, the business operates with zero expensive storefront commercial leases, inventory capital constraints, or specialized warehouse needs. The entire infrastructure is fully digital, running seamlessly via cloud-based CRM and policy-binding software. This modern design allows for a true work-from-home layout that can be owned, managed, and scaled from absolutely anywhere in the United States. Generating highly predictable B2B cash flows, this defensive business is primed for expansion under a motivated buyer. The retiring founders are fully committed to a smooth handoff, including complete database transfers and warm client introductions. A signed NDA is strictly required for all interested parties.
