Well-established residential mortgage brokerage serving Middle Tennessee, available for acquisition after five years of profitable owner-operation. Through September 15, 2026, the business recorded $233,338 of revenue on 54 closed loans and $14.9 million of funded volume. Full year 2025 revenue was $284,075 on 65 closed loans, and 2024 was $369,031 on 68 closed loans. Financial statements are prepared by an independent CPA and reconciled through September 2026.

Revenue is driven almost entirely by referral relationships with local REALTORS, builders, and past clients, supported by a client database built over five years. The operation is lean, with one part-time loan processor and coordinator in place who is expected to remain through transition. Systems, lender relationships, licensing, and workflow are established and documented.

The business occupies an attractive 3,200 square foot professional build-out, completed in 2023, in a prominent downtown location. The premises are owned separately by the seller and are available to the buyer either by lease at market rent or by purchase in a separate transaction, giving the buyer flexibility on structure and capital deployment.

An ideal fit for a licensed mortgage loan originator seeking to own rather than produce for someone else, for an existing mortgage or real estate firm expanding its Middle Tennessee footprint with an established book and a turnkey location, or for a capable operator who can bring or hire licensed production capacity. The owner is not exiting on a deadline and has expressed willingness to remain with the business for six to twelve months post-closing in a production and transition capacity for the right buyer, which meaningfully reduces the transition risk a buyer would otherwise carry. Seller will also consider a modest note to a qualified buyer.

Proof of funds and a signed confidentiality agreement are required before further information is released.