Business Description

SBA Pre-Qualified Beauty Supply Store — Absentee-Owned, Chattanooga, TN

SBA PRE-QUALIFIED: This business has been pre-qualified by an SBA lender for financing of up to approximately $1.17 million for an investor / absentee buyer and up to approximately $1.96 million for a qualified owner-operator buyer who intends to personally assume certain management responsibilities.

Pre-qualification is based on the lender’s review of the business financial information provided and is not a guarantee of financing. Final loan approval, structure, equity injection, collateral requirements, and terms will depend on the individual buyer’s qualifications, creditworthiness, experience, available liquidity, and lender underwriting.

A rare opportunity to acquire a well-established, large-format beauty supply retailer in Hamilton County, Tennessee. The business is fully staffed and currently operates under a completely absentee-ownership model, with experienced management and employees handling the day-to-day operations.

Purchase Price

• Business / Goodwill: $1,040,000
• Inventory at Cost: Approximately $1,300,000
• Total Asking Price Including Inventory: $2,340,000

The asking price includes approximately $1.3 million of inventory at cost, providing the buyer with a substantial inventory base at closing.

Three-Year Financial Highlights | 2023–2025

Current Absentee-Owner Model

• Average Annual Gross Revenue: $3,053,836
• Average Annual SDE: $385,075

The current owner does not participate in the daily operation of the business, allowing a buyer to acquire an established retail operation with an existing management and employee structure already in place.

Owner-Operator / Family-Operated Opportunity

For a qualified buyer who intends to personally operate the business and replace certain existing management functions, including approximately $154,900 in general manager compensation and benefits, the business offers the potential for significantly greater owner benefit.

• Average Annual Gross Revenue: $3,053,836
• Average Adjusted Owner-Operator SDE: Approximately $539,975
• SBA Financing Pre-Qualification: Up to approximately $1.96 million, subject to buyer and lender qualification

This structure may be particularly attractive to an experienced beauty supply operator, retailer, or family-owned business seeking to maximize owner cash flow through active involvement.

Business Overview

The store serves an established Tennessee market and offers an extensive selection of beauty and personal-care merchandise, including:

• Hair-care products
• Wigs and hair extensions
• Cosmetics and accessories
• Professional beauty supplies
• General beauty and personal-care merchandise

The acquisition includes approximately $1.3 million of inventory at cost, along with applicable furniture, fixtures and equipment, established vendor relationships, trained employees, operating infrastructure, and an existing customer base.

Key Investment Highlights

• SBA pre-qualified up to approximately $1.17 million for an investor / absentee buyer
• SBA pre-qualified up to approximately $1.96 million for a qualified owner-operator
• $2.34 million asking price includes approximately $1.3 million of inventory at cost
• Completely absentee-owned operation
• Fully staffed with experienced employees and management
• More than $3 million in average annual revenue
• Approximately $385,000 average annual absentee-owner SDE
• Approximately $540,000 average adjusted owner-operator SDE
• Significant inventory included in the transaction
• Established vendor relationships and customer base
• Turnkey operating infrastructure
• Opportunity for an owner-operator to increase cash flow by assuming management responsibilities
• Seller willing to provide reasonable transition assistance

Ideal Buyer

This opportunity may be particularly attractive to:

• Investors seeking an established absentee-operated retail business
• Experienced beauty supply operators
• Owner-operators seeking greater potential cash flow
• Family-owned retail businesses
• Regional or multi-location beauty supply operators seeking expansion

Buyer Qualification & Confidentiality

Prospective buyers must provide a minimum of $700,000 in verifiable proof of funds or appropriate financing / pre-approval documentation demonstrating the financial ability to complete a transaction of approximately $2.3 million or greater.

The business name, exact location, detailed financial information, SBA pre-qualification information, and other confidential materials will be provided to qualified prospective buyers following execution of a confidentiality agreement and verification of financial capability.

All financial information, including revenue, SDE, adjustments, inventory values, and owner-operator projections, is based on information provided by the seller and/or business records made available for review. Prospective buyers should independently verify all information during their own due diligence.