Established Long-Term Care Renewal Portfolio – $120K in Annual Commissions

Opportunity to acquire vested renewal commission rights associated with an established portfolio of long-term care insurance policies. The portfolio generated approximately $120,032 in renewal commissions in 2025. This portfolio includes approximately 715 policies, with newer policies entering their renewal years.
Historical records reflect strong policy retention and income distributed across a broad policy base. This offering may appeal to experienced insurance agents, established life-and-health agencies, and specialized purchasers seeking an existing renewal commission stream.
Supporting commission statements, policy-level information, applicable compensation schedules, and cash-flow projections are available to qualified purchasers following execution of a nondisclosure agreement and submission of proof of funds. Transfer is subject to final carrier approval and definitive transaction documentation.

Contact the broker to discuss the portfolio, purchase terms, and qualification requirements.
The transaction covers commission rights attributable to an agreed policy schedule. The seller’s entire insurance business and future new production are excluded. Renewal commission rights have no fixed expiration date and may continue for the life of each policy, provided the policy remains in force, premiums continue to be paid, and applicable carrier contract requirements are satisfied. Commission rates decrease as policies mature.