Richard Carruth

Agent Market: Montgomery, TX

License # 843408
Richard Carruth brings over 30 years of experience in construction, engineering, and asset performance management, with a strong background in operational reliability and risk mitigation. He retired from ExxonMobil as a Manufacturing Advisor before founding two businesses: Carruth Insurance and Carruth Solutions, LLC. Carruth Insurance provided tailored insurance solutions for high-net-worth individuals through financial advisors, applying industrial risk strategies to protect personal assets. Carruth Solutions, LLC helped industrial clients implement Asset Performance Management tools, turnaround planning, and instrumentation lifecycle applications to improve safety, efficiency, and profitability. Richard’s consulting work involved assessing operational risks, analyzing data, and recommending cost-effective, strategic improvements. He has held a Texas General Lines Agent license in Property & Casualty, Life, Accident, Health, and HMO insurance, and completed the ExxonMobil Enterprise Leadership Program at UNC’s Kenan-Flagler Business School. As a business advisor, Richard helps small business owners increase value by improving operations, financial performance, and market positioning. His client-focused approach includes business assessments, value enhancement strategies, and transaction preparation to maximize exit value. Known for his attention to detail, work ethic, and relationship-building skills, Richard serves both buyers and sellers with transparency and fiduciary responsibility. He engages through local networking, earns trust with tailored solutions, and maintains strong client communication. A native Texan, Richard lives in Montgomery, Texas with his wife of 34 years, Sheri. They enjoy time with their four children, four grandchildren, and pets Astro and Gracie. His hobbies include travel, sailing, and playing guitar. Licensed Texas Real Estate Sales Agent: #843408

My Listings

Beauty/Personal Care

Turnkey Texas Nail Salon with $163K SDE

Location: Montgomery County, Texas
Asking Price: $650,000
Down Payment: $650,000
Sellers Discretionary Earnings: $118,710
Furniture Retail

Own a Furniture Retail Business – Invest Today!

Location: Harris County, Texas
Asking Price: $115,000
Down Payment: --
Sellers Discretionary Earnings: $63,102
Animals/Pets

Pet Grooming Business | $95k | $71k SDE, Motivated Seller, SBA

Location: Montgomery County, Texas
Asking Price: $95,000
Down Payment: $95,000
Sellers Discretionary Earnings: $70,851
Fitness

Houston Turnkey Fitness Gym: $182K Rev $60K Price

Location: Houston, Harris County, Texas
Asking Price: $60,000
Down Payment: $60,000
Sellers Discretionary Earnings: -$139,808

Well Established Sign and Graphic Franchise

Total Investment: $200,000 - $215,000
Cash Investment: $60,000

World's Leading Promotional Products and Advertising Franchise

Total Investment: $90,000-$100,000
Cash Investment: $90,000

World's Leading Business Brokerage Franchise

Total Investment: $85,000
Cash Investment: $85,000

Coworking Franchise Opportunity

Total Investment: $360,000-$3,600,000
Cash Investment: $250,000

Wellness Focused Membership Model Grooming Franchise

Total Investment: $318,000 - $499,000
Cash Investment: $150,000

Franchise Focused on the Restoration and Repair of Leather, Plastic and Vinyl

Total Investment: $100,595 - $120,595
Cash Investment: $15,000

National Recruiting Firm

Total Investment: $75,000 - $100,000
Cash Investment: $40,000

Growing Charcuterie Business

Total Investment: $200,000-$215,000
Cash Investment: $50,000

Bookkeeping Business Solutions Franchise

Total Investment: $33,842-$69,342
Cash Investment: $29,995

Authentic Mediterranean Grill Franchise Opportunity

Total Investment: $600,000 - $850,000
Cash Investment: $250,000

Established Quick Service Italian Restaurant Franchise

Total Investment: $322,043 - $452,807
Cash Investment: $150,000

Fastest Growing Business Coaching Franchise

Total Investment: $60,000
Cash Investment: $60,000

Membership Model Coworking Franchise

Total Investment: $390,000 - $1,200,000
Cash Investment: $200,000

B2B Coworking and Business Services Franchise

Total Investment: $850,848 - $1,795,965
Cash Investment: $300,000

Market-Leading Window Tint Franchise

Total Investment: $175,000 - $250,000
Cash Investment: $150,000

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